@Mellow already referenced my Avoiding the pitfalls article. Theres a lot in there, worth looking at.
Particular mention goes to :-
Check one pad is on one side of the brake disk and one on the other. If the wheel has been removed without removing the pads, it is easy to put it back again with both pads on one side of the brake disc.
Does the front wheel turn ok ? If the front wheel is dragging that may be the cause of the rear brakes not releasing.
The pad spring is easy to insert the wrong way round.
Chrome retainer clips. Front pads and clip are different from rear pads and clip. The rear retainer clip has a ridge, which marries with the notch on the tab end of the pad. The front brakes do not have the ridge and notch (OEM pads)
Check the Fitment of the pad in the bracket. It is easy to get the tab end of the pad located too low. View the inner pad from opposite side of the wheel, to check that the tab end is properly located inside the chrome retainer clip. For the rear wheel outer pad you have to lower the left exhaust to be able to see it.
Ensure that the caliper is fitted properly with the bracket - one slider pin on the caliper fits into the rubber boot on the bracket; one slider pin on the bracket fits inside the rubber boot on the caliper. Do not remove slider pins to remove the caliper. Once free of the rear axle and the brake disk, the bracket pulls smoothly away from the caliper.
Check that the caliper brocket stopper bolt is located through the elongated hole in the bracket. You can see half of it from the right hand side looking through spokes. The other half is obscured by the brake disc.
Has the spacer been fitted into the left hand side of the hub, into the oil seal? You can see it on the axle between the wheel and the caliper bracket.
Post photos. Blackpool ? Thats an easy phone call to: arrange. PM me with a phone number if you are struggling.
I'm not a fan of removing the wheels without removing pads. I've tried and failed. There's not enough room to remove the caliper and bracket.
New SMC ? Make sure you that get the old one back. You can learn a lot from that. It may or may not solve the problem but its not money thrown away - even if the bike was the last off the production line, its still more than 10 years old. If its low mileage, then it has probably not had the regular maintenance that it needs (fluid changes and flushes), If it is high mileage in the uk, it is possibly wearing and/or rusted under the boot.